diff --git a/tests/test_books_loader.py b/tests/test_books_loader.py
index 7b3ce6dacb1d46cef0439665f39ad6f1e3503db3..6f9b1a554945955e3367352f30d12b4989429eb2 100644
--- a/tests/test_books_loader.py
+++ b/tests/test_books_loader.py
@@ -27,11 +27,13 @@ from . import testutil
 from beancount.core import data as bc_data
 from conservancy_beancount import books
 
+FY_START_MONTH = 3
+
 books_path = testutil.test_path('books')
 
 @pytest.fixture(scope='module')
 def conservancy_loader():
-    return books.Loader(books_path, books.FiscalYear(3))
+    return books.Loader(books_path, books.FiscalYear(FY_START_MONTH))
 
 def check_openings(entries):
     openings = collections.defaultdict(int)
@@ -41,18 +43,13 @@ def check_openings(entries):
     for account, count in openings.items():
         assert count == 1, f"found {count} open directives for {account}"
 
-def check_narrations(entries, expected):
-    expected = iter(expected)
-    expected_next = next(expected)
+def txn_dates(entries):
     for entry in entries:
-        if (isinstance(entry, bc_data.Transaction)
-            and entry.narration == expected_next):
-            try:
-                expected_next = next(expected)
-            except StopIteration:
-                break
-    else:
-        assert None, f"{expected_next} not found in entry narrations"
+        if isinstance(entry, bc_data.Transaction):
+            yield entry.date
+
+def txn_years(entries):
+    return frozenset(date.year for date in txn_dates(entries))
 
 @pytest.mark.parametrize('from_fy,to_fy,expect_years', [
     (2019, 2019, range(2019, 2020)),
@@ -70,7 +67,7 @@ def check_narrations(entries, expected):
 def test_load_fy_range(conservancy_loader, from_fy, to_fy, expect_years):
     entries, errors, options_map = conservancy_loader.load_fy_range(from_fy, to_fy)
     assert not errors
-    check_narrations(entries, [f'{year} donation' for year in expect_years])
+    assert txn_years(entries).issuperset(expect_years)
 
 def test_load_fy_range_does_not_duplicate_openings(conservancy_loader):
     entries, errors, options_map = conservancy_loader.load_fy_range(2010, 2030)
@@ -82,8 +79,25 @@ def test_load_fy_range_empty(conservancy_loader):
     assert not entries
     assert not options_map
 
-def test_load_all(conservancy_loader):
-    entries, errors, options_map = conservancy_loader.load_all()
+@pytest.mark.parametrize('from_year', [None, *range(2018, 2021)])
+def test_load_all(conservancy_loader, from_year):
+    entries, errors, options_map = conservancy_loader.load_all(from_year)
+    from_year = from_year or 2018
+    assert not errors
+    check_openings(entries)
+    assert txn_years(entries).issuperset(range(from_year or 2018, 2021))
+
+@pytest.mark.parametrize('from_date', [
+    date(2019, 2, 1),
+    date(2019, 9, 15),
+    date(2020, 1, 20),
+    date(2020, 5, 31),
+])
+def test_load_all_from_date(conservancy_loader, from_date):
+    from_year = from_date.year
+    if from_date.month < FY_START_MONTH:
+        from_year -= 1
+    entries, errors, options_map = conservancy_loader.load_all(from_date)
     assert not errors
-    check_narrations(entries, [f'{year} donation' for year in range(2018, 2021)])
     check_openings(entries)
+    assert txn_years(entries).issuperset(range(from_year, 2021))